What's the weakest link in your security? You are! When your phone rings don't believe anything you hear. That Microsoft employee you're talking to could be eating sardines and swigging vodka while he helps remove you from your money.
If people would only stop and think a minute they would realize that Microsoft doesn't know if their computer has a virus, and they certainly don't know their phone number. When everyone else is charging for even a moment of their time, do you think Microsoft is going to give you free trouble shooting by remote access. Obviously these crooks are counting on the most vulnerable in our society. They don't mind that 85% of the people they call hang up on them. It's the 15% that are paying their bills.
For you and I remote access is commonplace. We know how to do it and we know to be careful when allowing it. Some major companies use remote access now to help their customers with wireless connections and setting up home networks. For those less wary the offer of remote access seems genuine. Remote access is exciting, until they see their credit card bills. Then the fun is gone along with their money.
For now the scam is taking place in English speaking UK and North America. The scammers advise the victims that their computers are infected, show them bogus errors, direct them to a website, and walk them through making a purchase and installing tracking software. The average loss exceeds $800.00.
This has been a huge and surprisingly successful scam and Microsoft expects it to get even bigger and spread to other nations and languages.
Fortunately in my case, I hung up on the thief at the other end, but not everyone is that guarded. The Microsoft Trustworthy Computing Team did a survey of the involved area and discovered that out of 7000 people, more than 1,000 had received this type of call. Of the 1,000, 234 fell for the scam and followed the instructions. Of those, 184 actually lost money to the crooks. This means you have a 1 in 7 chance of being called. How do you like that for a phone campaign?
A problem this big requires that you be prepared ahead of time in order to avoid losing your hard earned cash. It requires only one rule and I'm putting it in bold below. Follow this one rule and all attempted phone scams are stopped dead.