Why social media, mobile phones want your info

Living in the world of social networking and mobile smartphones means trading away some of your personal information. Experts on the issue admit that they don't have a full picture of the way personal information is collected and used on the Internet.

Read the full article for some basic guidelines to keep in mind.

Here's A Look At The New Breed of Phishing Scams

Maybe you think you can spot scam emails by the broken English, the pleas to wire money via Western Union and the references to Nigerian princes. Think again.
Read the full article

How to cut 70 percent of your IT budget in one year

In our new structure, we needed applications that were scaled down and easier to support. We ditched the world of licensed software and annual commitments to large capital expenses on equipment — the traditional way of doing IT — in favor of cloud, SaaS and virtualization.

After a year-long migration of our IT infrastructure and applications to the cloud, we shaved more than $2 million, or 70 percent, from our annual IT budget.

Read the full article to see how they did it

Image courtesy of Flickr user AndyFitz.

Digital stick-up: Online account fraud

With court battles raging between small businesses and banks over which entity should be responsible for the massive losses that result from account fraud, ING Direct has adopted a line of thinking that not all financial institutions might agree with: Accept that the customer is going to stink at security.

While corporate account takeover remains prevalent, resulting in $87.5 million in losses last year, all banks can strive to prevent it says Rudy Wolfs of ING Direct.

Register for the report at SC Magazine

Watch Out Visa and MasterCard: PayPal Is Coming to a Brick-and-Mortar Store Near You

Products like Square and early mobile wallet innovations are already nipping at the heels of the traditional payment-processing infrastructure that merchants use every time you swipe a card to buy something at a store.

But online auction powerhouse eBay, owner of PayPal, thinks there’s room for one more competitor to bank-issued debit and credit cards with a logo such as Visa or MasterCard on the front: The company plans to roll out PayPal in brick-and-mortar retailers.

Read the full article

Risky Places to Swipe Debit Cards

Would you give a thief direct access to your checking account?

No? Unfortunately, you may be doing just that by regularly using your debit card. Debit cards may look identical to credit cards, but there's one key difference. With credit cards, users who spot fraudulent charges on their bill can simply decline the charges and not pay the bill. On the other hand, debit cards draw money directly from your checking account, rather than from an intermediary such as a credit card company.

Because of that, even clear-cut cases of fraud where victims are protected from liability by consumer protection laws can cause significant hardship, says Frank Abagnale, a secure-document consultant in Washington, D.C.

He cites the example of the The TJX Companies Inc.'s T.J. Maxx data breach that exposed the payment information of thousands of customers in 2007. The incident resulted in $150 million in fraud losses, and much of it was pulled directly from customers' bank accounts. While credit card users got their accounts straightened out and new cards in the mail within a few days, the case created major problems for debit card holders who waited an average of two to three months to get reimbursed, Abagnale says.

While debit card fraud is always a possibility, being careful where you use it can help keep your checking account balance out of the hands of criminals.

Read more: Risky Places To Swipe Debit Card | Bankrate.com http://www.bankrate.com/finance/checking/risky-places-swipe-debit-card-1.aspx#ixzz1ljVNFbYl

Password Check

When it comes to Money, this magician know hows to handle it

What seems as a series of simple magic trick turns into a mind boggling illusion at the end.

http://www.bing.com/videos/search?q=chinese+magic+coin+trick&mid=B473EA6EDE46D6FB74A7B473EA6EDE46D6FB74A7&view=detail&FORM=VIRE3 

Can you explain how he does it????

Meetings Technology Trends to Watch for 2012

The rate of technology change is increasing. Meetings and tradeshow technology continues to advance with technology products becoming better, cheaper and easier to use. Innovation is bubbling with new options. Here are some of the major meetings and tradeshow technology trends to watch for this coming year.

1. More free or low cost apps for events and trade shows.

The cost for the technology is being cut in half every year. Web software development is much faster and easier than ever before. What used to take $100,000+ and a team of programmers weeks or months to do, can now almost be accomplished by a gifted teenager in his/her bedroom over the weekend.

2. Mobile technology crosses the chasm from the early adopter to the early majority for events.

Recent data from MPI”s FutureWatch 2011 Survey and others indicate that more than 80% of meeting professionals use smartphones and other mobile devices in their jobs. Yet, relatively few planners (9%) have used mobile applications yet for their own meetings. This is about to change.

3. Do it yourself (DIY) mobile event apps will proliferate.

One of the hottest areas of mobile development is in the low-cost DIY arena. It is possible to create a fully featured, cross-platform business app (iPhone, android, iPad and mobile web) with customized logos, colors and content using BiznessApps.com for as low as $39.95/month. This DIY site is very easy to use with video tutorials throughout.

4. Conference recording and distribution is becoming cheaper, faster and much more capable.

Conference recording has been around for decades starting in the days that audio-cassettes of the presentations were mass-produced onsite and sold in the foyer. Recent technology advances have made it possible to quickly and relatively inexpensively distribute speaker video, audio and visuals over the web in real-time and on demand afterwards.

5. Hybrid meetings will extend the reach and broaden the impact of face-to-face events.

A hybrid meeting is an event that combines both face-to-face and virtual experience for local and remote attendees. It will become commonplace for many events in the next few years. Meeting professionals are recognizing that it has become much easier to extend the impact of an event beyond the four walls of the meeting room.

6. Near Field Communication (NFC) will provide streamlined connectivity and services for events.

NFC is a short-range wireless connectivity standard to enable communication between devices when they're touched together. It is expected to become a widely used system for making payments by smartphone in the U.S.

The applications for events are significant allowing for very fast, secure and simplified means of:

• Electronic ticketing

• Electronic business card exchange

• Credit card payment

• Easy pick up of conference literature, exhibit brochures, course notes, and other digital documents

7. YouTube and other social publishing tools will be used increasingly to promote and manage meetings and to engage attendees.

Much has been written about the power of Facebook.com and the other social networking sites to engage potential attendees before an event to increase attendance and networking onsite.WeI believe the wide range of free social publishing tools will also be used increasingly for similar purposes:

8. Social gaming tools will be used to engage face-to-face and virtual attendees at events.

People spend more than 3 billion hours a week globally playing online games! Jane McGonigal in her noted TEDTalk speaks of how gaming can make a better world by deeply engaging people and by encouraging collaboration and cooperation. She proposes to harness gamer power to solve real-world problems.

Online gaming engages people. It can immerse in a different reality. It can be very fun! …And it will find its way increasingly into events.

9. iPads and tablets will provide a new medium for accessing data at events.

The iPad is the most recent of the long-running, game-changing innovations from Apple. This and other tablet devices represent new ways to access information. Light weight, highly mobile, highly intuitive. The larger screen allow for bigger fonts, easier readability and more real estate to display material in a page-like format. The navigation is intuitive (with your fingers instead of a keyboard and mouse).

10. Free, easy to access Wi-Fi is increasing expected by meeting planners.

Free basic Wi-Fi broadband internet access is expected by planner in the meeting room, guest rooms and the lobby. Although some luxury properties are clinging to internet fees as a profit center, internet access is viewed by attendees as a utility similar to lights and water. Planners are saying “do not nickel-and-dime us with add-on charges for basic internet access.” If “Motel 6” can provide free Wi-Fi, so should meeting hotels and venues.

However, this does not mean unlimited access. Internet bandwidth can be expensive and most venues cannot handle unexpected, very large demands. If 500 event attendees pulled out their iPads to access HD video simultaneously, there are few venues in the country that could handle this without making special arrangements. If a group needs dedicated bandwidth, a dedicated IP address or other internet services, it is reasonable to charge for these. But basic, throttled access (with a minimum of 500kb/second download -- fast enough to access email and limited video streaming) should be free.

Additionally, venues need to make logging onto the Wi-Fi network easier. Opening the browser and clicking “OK” is all that should be required.

11. “Indoor Positioning Systems” will greatly assist in event and trade show way-finding and navigation.

Standard GPS does not work indoors. Standard Wi-Fi triangulation only gets to about a 100 foot (30 meter) accuracy -- not good enough for precise tracking though an exhibit hall, venue or for person-to-person finding at an event.

New technology from at least two companies (Wifarer.com and Sherpa-Solutions.com) promise to overcome these challenges to provide very precise positioning (as fine as 1 meter) by tracking Wi-Fi enabled smart phones, carried by an increasingly larger percentage of the population. These tools will be able to provide:

• precise positioning

• personal navigation through a venue/exhibit hall with optimized routing

• friend/contact finding and networking (with permission)

• location-based content delivery (exhibit discounts or video as examples)

• optimized exhibit hall viewing by product category

• exhibit hall “hot spot” and traffic flow analytics

• several other features will likely develop from this exciting technology.

In addition to venues and convention centers, this technology holds great promise for shopping centers, airports, hospitals and museums.

10 Most Annoying Restaurant Trends

The time has come! to give you the latest batch of restaurant-world developments that really get under our skin. Which one of these irks you the most?
1. Dogs in Cafes/Outdoor Restaurants
Sometime during the early aughts, toting around your dog in your purse became acceptable social behavior (along with texting during dinner and talking about Twilight). As a result, it seems more and more restaurants started bending health code rules to please overly entitled "pooch pushers" who insist on dragging their smelly mutts around with them 24/7.

2. Tables Ridiculously Close Together
Unless you have a 22-in. waist à la Lara Flynn Boyle, squeezing out of your seat is nigh impossible in most restaurants these days. We appreciate that eateries are often dealing with high rents, tiny spaces and a need to squeeze as many seats into a space as possible - but seriously, guys, could we space the tables out a little here?

3. Overzealous Wine Pouring
If there’s one thing we definitely don’t need help with, it’s pouring our own alcohol. We hate when servers are constantly topping off our glasses (clearly in an effort to sell more booze) when they’re already mostly full - leaving our wine/beer to get warm and stale in the process.

4. Designer Ice
While bigger, fewer ice cubes help keep drinks cool without watering them down, we're really not a fan of those giant ice blocks that knock against our teeth as we’re sipping.

5. Enormous Wine Glasses
What’s with the humongo glasses? We realize a bigger glass makes for tastier wine, blah blah blah, but when the table is barely 12 in. across, those gigantic wine glasses leave little room for the more important stuff - the food!

6. Ketchup Snobbery
We don’t care if your homemade ketchup was hand-squished from eight different types of artisanal heirloom tomatoes. With a burger and fries, just give us good old-fashioned Heinz.

7. Sparkling, Flat or Filtered Tap?
Is this a trick question? We realize that the dreaded water question must be asked - but seriously, there’s gotta be a better way to phrase it, because restaurants that make their servers say this seem to be trying to trick their customers into ordering a pricey bottle of water.

8. Unisex Restrooms
Restaurants with unisex bathrooms are just asking for a lawsuit (or some raunchy bathroom situations at the very least). It’s one thing if it’s a unisex, single room kind of situation, but personally it really weirds us out when we’re doing our business in the stall and we see a member of the opposite sex washing their hands just outside. Awkward!

9. Excessive Punctuation/Lower-Case Letters in Restaurant Names, Menu Items
Wh.at is up wi.th all the pe.ri.ods? When you’re trying to look up a restaurant name that happens to have a few extra periods thrown in, the excessive punctuation can make it a little bit tricky.

10. Wood-Infused Food
Lately "wood" is having its moment in the spotlight as some rustic New American restaurants are offering dishes prepare using various "wood infusions," some going as far as to spotlight a different type of wood each day. Interesting idea, but in reality the food comes out half-cooked and smelling like a humidor.

iPad a solid education tool

More and more schools are jumping on the digital bandwagon and adopting iPads for daily use in the classroom. Apple's education-related announcements last week will no doubt bolster the trend, making faculty tools and student textbooks more engaging and accessible.
But today another data point emerged, demonstrating that the iPad can be a valuable asset in education. In a partnership with Apple, textbook publishers Houghton Mifflin Harcourt performed a pilot study using an iPad text for Algebra 1 courses, and found that 20% more students (78% compared to 59%) scored 'Proficient' or 'Advanced' in subject comprehension when using tablets rather than paper textbook counterparts.

The study was conducted at a Riverside, California, middle school from Spring 2010 to Spring 2011 using HMH's Fuse: Algebra I app. Similar pilot courses and iPad programs have cropped up all over the country, primarily in private and boarding schools, and select universities. In the public school sector, more than 600 school districts have adopted a 1:1 iPad program.

Read more about iPads in schools:  http://www.cnn.com/2012/01/23/tech/innovation/ipad-solid-education-tool/index.html

Working Through Lunch

Imagine being fired, like this Chicago woman was, for working too much.

A report on Time magazine's website tells the story:

"Back in January 2010, Sharon Smiley, who worked as a receptionist and administrative assistant at a Chicago real estate company, clocked out of work but stayed at her desk to finish a project assigned by her manager. Another manager told her to she had to leave her desk and go to lunch. But she said no and continued working. That turned out to be a bad move. She was fired.

The company required that all hourly non-exempt employees take a 30-minute lunch break, and the issue was complicated by the fact that, as a receptionist, Smiley’s desk was at the front door of the company’s office. It seems that her managers felt it was unprofessional for her to eat in front of clients and potential clients who walked through the door."

When she tried to get unemployment benefits, she was denied them because she had been fired for cause. She fought that decision, and last week an appeals court ruled she could receive unemployment because she was not fired for gross misconduct.

Many people work through their lunch break. A good many of them eat at their desks, too. Maybe it's due to a special project; maybe they need to leave 15 minutes early, or maybe it's the only way to get all their work done and still get home at a decent hour.

Do you work through lunch, and/or eat at your desk? And does your employer have some kind of policy on such behavior?

Read more: http://www.stltoday.com/news/local/columns/talk-of-the-day/do-you-work-through-your-lunch-break/article_12e9c4d0-42a3-11e1-94be-0019bb30f31a.html#ixzz1jvHvvTO9

Top Spelling Blunders

Increase Your Credibility by Watching Out for These Commonly Misspelled Words

Grab your dictionaries and flip on your spell-checkers, because we are in for one exciting ride! We recently collected the most common spelling mistakes even the most credible expert authors make.

Over the course of the next few weeks, we will present these pesky misspellings to you in order to help you maintain your credibility and build confidence in your writing skills. Without further ado, we give you: The Top 5 Spelling Blunders!

"loosing"

Loosing is the number one, most prevailing spelling blunder! It often occurs when the author intended to use the present participle of the word lose, as in losing weight and mistakenly adds a second o. The root of this blunder stems from the confusion between the words: lose and loose.

Here's the difference: Lose means loss and loose means something is, or has been, released (or something not firmly held in place).

Example: Sam tightened his loose belt after losing weight.

Key: What do winning and losing have in common? Both have only two vowels (winning = ii, losing = oi).

"todays"

Today can be defined as in the course of present time or this present time. The word today can be used as an adverb (qualifies or modifies an adjective) or a noun (person, place or thing). For the sake of brevity, we are going to concentrate on the noun: today.

Here's our issue with todays: it is a noun, sorely missing its good old friend the apostrophe. In order to form the possessive form of a singular noun, no matter what the last consonant is of the noun, you must always add an 's. To do otherwise, you will end up with the plural form of the noun (e.g. dog's vs. dogs, cat's vs. cats, etc.)

Example: John was featured in today's newspaper!

Key: If you state todays, you are essentially stating many present time, which would suggest a bend in the space-time continuum - present time overlapping present time... To fix this, simply add the apostrophe before the s: today's.

"everytime"

Unless you are referring to the Britney Spears pop song "Everytime", every and time should be written as two separate words. The confusion often occurs when writers think about compound words, such as everywhere. Compound words take on a whole new meaning than if they were separated. For instance, everywhere (all places) = every (each, all, any) where (place or position).

Example: Every time you publish an article, your exposure increases.

Key: Everyone, everywhere, should add a space every time.

"aircrafts"

Here's the deal with aircrafts: Whether it be singular or plural, the word aircraft is spelled the same way. Similar words include: moose, fish, and species.

Example: The aircraft are positioned on the carrier. Please watch your step when entering the aircraft.

Key: The pilot of the aircraft won't land when other aircraft are on the runway.

Alternately, this issue with aircrafts may be similar to our previously discussed issue of the possessive form: todays vs. today's.

Example: Please watch your step when descending the aircraft's staircase.

"ect"

No "ifs, ands, or buts," ect is not the correct abbreviation for et cetera. Et Cetera is a Latin expression meaning and so forth or and other things. Its correct abbreviation is etc.

Example: Writing supplies may include pens, pencils, paper, etc.

Key: Don't forget to pack eggplant, carrots, tomatoes, etc. in your lunch.

There you have it - the top 5 most common spelling blunders!

Israel ’s new ‘Cutting Edge’ Airport Security

TEL AVIV, Israel — The Israelis are developing an airport security device that eliminates the privacy concerns that come with full-body scanners. It's an armored booth you step into that will not X-ray you, but will detonate any explosive device you may have on your person.

Israel sees this as a win-win situation for everyone, with none of this stuff about racial profiling. It will also eliminate the costs of long and expensive trials.

You're in the airport terminal and you hear a muffled explosion. Shortly thereafter, an announcement: “Attention, all standby passengers. El Al is proud to announce a seat available on flight 670 to London . Shalom!”

Record Crowd at "Reaching Your Members in the 21st Century"; Next Year - Orlando, FL, Nov. 8-11

More than 125 credit union  attendees from across the country participated recently in the conference program in Palm Springs, CA on "Reaching Your Members in the 21st Century. Key programs included:

• Reaching the Senior Market
• Sizzling Marketing in the 21st Century
• Selecting and Developing the Right Talent
• Gens X, Y and Z - The Future of Credit Unions
• The Right Business Models
• Trends in Retail Service
• The Hispanic Growth Opportunity
• Cales Cultures
• Today's Social Media Opportunities

If you weren't there, you missed a great educational opportunity. Mark your calendar for next year in Orlando for November 8-11, 2012.

Rather than tell you more, here's some photos from the conference.

Postal Cuts to Slow Mail Delivery

Facing bankruptcy, the U.S. Postal Service is pushing ahead with unprecedented cuts to first-class mail next spring that will slow delivery and, for the first time in 40 years, eliminate the chance for stamped letters to arrive the next day.

The estimated $3 billion in reductions, to be announced in broader detail on Monday, are part of a wide-ranging effort by the cash-strapped Postal Service to quickly trim costs, seeing no immediate help from Congress.

The changes would provide short-term relief, but ultimately could prove counterproductive, pushing more of America's business onto the Internet. They could slow everything from check payments to Netflix's DVDs-by-mail, add costs to mail-order prescription drugs, and threaten the existence of newspapers and time-sensitive magazines delivered by postal carrier to far-flung suburban and rural communities.

That birthday card mailed first-class to Mom also could arrive a day or two late, if people don't plan ahead.

"It's a potentially major change, but I don't think consumers are focused on it and it won't register until the service goes away," said Jim Corridore, analyst with S&P Capital IQ, who tracks the shipping industry. "Over time, to the extent the customer service experience gets worse, it will only increase the shift away from mail to alternatives. There's almost nothing you can't do online that you can do by mail."

The cuts, now being finalized, would close roughly 250 of the nearly 500 mail processing centers across the country as early as next March. Because the consolidations typically would lengthen the distance mail travels from post office to processing center, the agency also would lower delivery standards for first-class mail that have been in place since 1971.

Read more: http://www.stltoday.com/news/national/postal-cuts-to-slow-delivery-of-first-class-mail/article_17a16f10-1650-5a75-918e-1453b9135e2f.html#ixzz1fclJ9IYA

TSA still frustrates 10 years later

Removing shoes, retrieving laptops, displaying bags of liquids: all are part of the airport screening process and all are cited by air travelers as top issues with flying.

In a survey by the U.S. Travel Association (USTA), the nation’s largest travel trade group, 600 Americans who traveled in the last 12 months were asked to list their top five grievances with air travel. Four of the five issues named by the majority of the respondents involved the Transportation Security Administration’s (TSA) security checkpoints.

The survey was released to mark the 10th anniversary of the Aviation and Transportation Security Act, which created TSA in November 2001.

Top Five Frustrations Cited by Air Travelers:

1.) People who bring too many carry-on bags through security checkpoint (72.4%)

2.) Uncomfortable seats on airplanes (70.4%)

3.) Wait time to clear the TSA checkpoint (68%)

4.) Having to remove shoes, belts and jackets at the TSA checkpoint (62.3%)

5.) TSA employees who are not friendly (42%)

However, TSA also received some positive feedback from the survey. About 66 percent of air travelers said they are somewhat or very satisfied with the organization’s overall performance.

For frequent travelers, that satisfaction rate was 54.6 percent.

Additionally, nearly 75 percent of travelers said they were somewhat or very satisfied with TSA’s recent announcement that it will eventually stop forcing passengers to remove their shoes through the security checkpoints.

Bill would scrap checked baggage fee

Fliers hate baggage fees, and the long lines at airport security screening that are made worse by passengers carrying on more bags than they did in the past.

So just before the the busiest air travel day of the year, Sen. Mary Landrieu has introduced legislation to try to put limits on airlines charging for checking in bags.

Landrieu, a Louisiana Democrat, has two different proposals. One would prohibit airlines from charging for the first checked bag.

The other would allow the fees, but raise taxes on airlines that charge for baggage. That proposal would raise the $260 million that the Transportation Security Administration estimates it needs to handle the extra carry-on bags going through the screening process.

The TSA estimates that the number of checked bags has decreased by 26% since 2009, while carry-on bags increased by 87 million in roughly the same time period.

"Many airlines consider checking a bag not to be a right, but a privilege -- and one with a hefty fee attached," said Landrieu. She said her first legislative proposal "will guarantee passengers one checked bag without the financial burden of paying a fee, or the headache of trying to fit everything into a carry-on."

The second, she added, would at least make sure taxpayers are made whole for the stresses more congestion at security places on the system.

Not surprisingly, the airline industry's trade group objects to both proposals.

The Air Transport Association says its own survey shows only one in four passengers now pay a baggage fee, either by carrying-on bags, choosing an airline that won't charge a fee or having the fee waived due to the credit card they use or the frequent flier perks they receive.

Southwest Airlines (LUV, Fortune 500) doesn't charge for bags and has made the lack of a fee part of its marketing campaign. Jet Blue (JBLU) doesn't have any fees on the first bag. On the other extreme, low-fare carrier Spirit Airlines (SAVE) charges even for carry-on bags.

"Customers do have choice today," said Steve Lott, spokesman for the association. "In terms of fairness, you pay for the services you get. Under what the senator is suggesting, some people would be paying for a service they aren't using."

Airline consultant Michael Boyd said he believes if the fees were banned, fares would rise instead. That could cost customers even more due to the excise tax they pay on fares and not on fees.

"I hate the fees like everyone else," said Boyd. "When American Airlines (AMR, Fortune 500) initiated a bag fee, I thought they were doomed. But the consumer didn't blink an eye, they just got out their wallet."

25 "Worst Passwords" of 2011 Revealed

If you see your password below, STOP!

Do not finish reading this post and immediately go change your password -- before you forget. You will probably make changes in several places since passwords tend to be reused for multiple accounts.

Here are two lists, the first compiled by SplashData:

1. password

2. 123456

3.12345678

4. qwerty

5. abc123

6. monkey

7. 1234567

8. letmein

9. trustno1

10. dragon

11. baseball

12. 111111

13. iloveyou

14. master

15. sunshine

16. ashley

17. bailey

18. passw0rd

19. shadow

20. 123123

21. 654321

22. superman

23. qazwsx

24. michael

25. football

Last year, Imperva looked at 32 million passwords stolen from RockYou, a hacked website, and released its own Top 10 "worst" list:

1. 123456

2. 12345

3. 123456789

4. Password

5. iloveyou

6. princess

7. rockyou

8. 1234567

9. 12345678

10. abc123

If you've gotten this far and don't see any of your passwords, that's good news. But, note that complex passwords combining letters and numbers, such as passw0rd (with the "o" replaced by a zero) are starting to get onto the 2011 list. abc123 is a mixed password that showed up on both lists.

Last year, Imperva provided a list of password best practices, created by NASA to help its users protect their rocket science, they include:

It should contain at least eight characters

It should contain a mix of four different types of characters - upper case letters, lower case letters, numbers, and special characters such as !@#$%^&*,;" If there is only one letter or special character, it should not be either the first or last character in the password.

It should not be a name, a slang word, or any word in the dictionary. It should not include any part of your name or your e-mail address.

Following that advice, of course, means you'll create a password that will be impossible, unless you try a trick credited to security guru Bruce Schneir: Turn a sentence into a password.

For example, "Now I lay me down to sleep" might become nilmDOWN2s, a 10-character password that won't be found in any dictionary.

Can't remember that password? Schneir says it's OK to write it down and put it in your wallet, or better yet keep a hint in your wallet. Just don't also include a list of the sites and services that password works with. Try to use a different password on every service, but if you can't do that, at least develop a set of passwords that you use at different sites.

Someday, we will use authentication schemes, perhaps biometrics, that don't require so much jumping through hoops to protect our data. But, in the meantime, passwords are all most of us have, so they ought to be strong enough to do the job.

My Blackberry Is Not Working

http://www.flixxy.com/my-blackberry-is-not-working.htm

If your PC or blackberry is not working, check this out.  LOL