U.S. credit unions locked in cyber battle with their regulator

For Debbie Matz, the head regulator for 6,350 of the nation's credit unions, it's an easy answer: a cyber hacker sneaking in through a credit union vendor, cracking through to the larger U.S. financial system and wreaking havoc along the way.

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For years, Matz has warned about a general vulnerability of third-party vendors in U.S. financial markets, with little success.

Have you heeded the warnings?