Apple is rumored to be working on "Smart TV." Turns out "Dumb TV" had already been invented.
It's called "TV."
Saturday, May 21, 2011
Wednesday, May 18, 2011
Fraudsters in my Mailbox; Get the Hell Out
The following was in my mail box this morning along with a lopsided logo of ATT. I wish I could hang these people up a tree. Some people will actually respond to this bogus request. I get a petty steady stream of these from a variety of locations. Do they really think a logical person will just send off their name and password . . . and what does "occupation" have to do with doing business with ATT. O boy.
- - - - - - - - - -
Dear Sir/Ma,
Due to the congestion in all users and removal of all unused Accounts,We would be shutting down all unused accounts,You will have to confirm your E-mail by filling out your Login Info below after clicking the reply button, or your account will be suspended within 24 hours for security reasons.
User Name:
Password:
Date Of Birth:
Occupation:
Country Or Territory:
After Following the instructions in the sheet,your account will not be interrupted and will continue as normal.
Copyright © 2011 At&t Inc. All rights reserved
At&t Customer Care
Case number: 8941624
Property: Account Security
- - - - - - - - - -
Dear Sir/Ma,
Due to the congestion in all users and removal of all unused Accounts,We would be shutting down all unused accounts,You will have to confirm your E-mail by filling out your Login Info below after clicking the reply button, or your account will be suspended within 24 hours for security reasons.
User Name:
Password:
Date Of Birth:
Occupation:
Country Or Territory:
After Following the instructions in the sheet,your account will not be interrupted and will continue as normal.
Copyright © 2011 At&t Inc. All rights reserved
At&t Customer Care
Case number: 8941624
Property: Account Security
NCUA advises CUs on security breach prevention
Following a number of recent high profile security breaches, the National Credit Union Administration (NCUA) has reminded credit unions of the appropriate security incident prevention and detection steps needed to protect and secure member information.
The agency in a Tuesday release noted that federally-insured credit unions "should have robust enterprise risk management practices in place to maintain member data integrity and confidentiality," including "risk assessment, risk mitigation and controls, and risk measuring and monitoring."
Credit union risk assessment activities should include reviews of information security programs. The NCUA warned of the many ways that hackers and other criminals can attack credit unions through "phishing, spear-phishing, drive-by malware injection, and other malicious techniques." These types of attacks can be used to directly access sensitive information or set up viruses that will ease access to sensitive information. "The increasing sophistication of the tools and techniques attackers use often includes stealth or other means that make their detection more difficult," the NCUA added.
The NCUA said that credit unions could increase their preparedness for these types of attacks by reviewing recent releases by the National Security Agency (NSA) and the United States Computer Emergency Readiness Team's (US-CERT) Early Warning and Indicator Notice (EWIN). The advisories cover the controls needed to restrict and monitor outside access to sensitive information, systems, and control components, and cover web domains that are associated with incidences of malicious activity.
Click here for more info from NCUA.
http://www.ncua.gov/news/express/xfiles/11-RA-03.pdf
The agency in a Tuesday release noted that federally-insured credit unions "should have robust enterprise risk management practices in place to maintain member data integrity and confidentiality," including "risk assessment, risk mitigation and controls, and risk measuring and monitoring."
Credit union risk assessment activities should include reviews of information security programs. The NCUA warned of the many ways that hackers and other criminals can attack credit unions through "phishing, spear-phishing, drive-by malware injection, and other malicious techniques." These types of attacks can be used to directly access sensitive information or set up viruses that will ease access to sensitive information. "The increasing sophistication of the tools and techniques attackers use often includes stealth or other means that make their detection more difficult," the NCUA added.
The NCUA said that credit unions could increase their preparedness for these types of attacks by reviewing recent releases by the National Security Agency (NSA) and the United States Computer Emergency Readiness Team's (US-CERT) Early Warning and Indicator Notice (EWIN). The advisories cover the controls needed to restrict and monitor outside access to sensitive information, systems, and control components, and cover web domains that are associated with incidences of malicious activity.
Click here for more info from NCUA.
http://www.ncua.gov/news/express/xfiles/11-RA-03.pdf
Thursday, May 12, 2011
Arizona State Credit Union First to Launch Remote Deposit Service for Consumers
Credit Union members can now deposit checks from home with eDeposit
Arizona State Credit Union is the first credit union in Arizona to offer eDeposit, a remote deposit solution that allows new and current members the option to deposit checks from the comfort of their homes.
“Member service is a core value for the Credit Union, and we will continue meeting members’ needs with responsive service and convenient access as part of our commitment to the communities we serve.”
The free service allows members to scan checks from their personal home computers and scanners for deposit into their Arizona State Credit Union checking or savings account. Members will save time and money and never be constrained by branch hours as eDeposit’s 24/7 online access lets them decide when to deposit their checks.
The eDeposit process is quick, simple and secure. With a step-by-step guided process and the same high quality security that Arizona State Credit Union promises with all of its electronic services, a check is deposited within minutes.
Arizona State Credit Union also offers eDeposit for Businesses, which allows businesses to scan multiple checks from the office, view past deposits and maximize the availability of deposited funds. eDeposit creates efficiency in organizations and is another great addition to the Credit Union’s wide array of business deposit solutions.
Arizona State Credit Union is the first credit union in Arizona to offer eDeposit, a remote deposit solution that allows new and current members the option to deposit checks from the comfort of their homes.
The free service allows members to scan checks from their personal home computers and scanners for deposit into their Arizona State Credit Union checking or savings account. Members will save time and money and never be constrained by branch hours as eDeposit’s 24/7 online access lets them decide when to deposit their checks.
The eDeposit process is quick, simple and secure. With a step-by-step guided process and the same high quality security that Arizona State Credit Union promises with all of its electronic services, a check is deposited within minutes.
Arizona State Credit Union also offers eDeposit for Businesses, which allows businesses to scan multiple checks from the office, view past deposits and maximize the availability of deposited funds. eDeposit creates efficiency in organizations and is another great addition to the Credit Union’s wide array of business deposit solutions.
Mobile Banking Surges as Emerging Markets Embrace Mobile Finance
• Over 50% of consumers in rapid growth economies* want to use mobile phones for greater access to financial services
• Mobile phones set to become the ‘virtual debit card’ in rapid growth markets where demand exceeds developed markets by 18%
Global use of ‘mobile finance’ surged in the past year as the spread of new technology and mobile banking infrastructure drove a huge increase in take-up rates around the world, new research from TNS, the world’s largest custom research company, reveals today.
In countries as diverse as China, Brazil and Kenya the number of new users of mobile banking soared over 100% in 12 months, as banks leapfrogged traditional service models and moved directly to mobile. The increases were not restricted to emerging markets alone though: take-up rates also surged in the UK, USA, Singapore, South Korea and Sweden where banks offered customers new services via their mobile handset. For example, people can manage their money from the mobile phone handset, via SMS message or smartphone app, and check their balances, move money between accounts, pay bills and, increasingly, buy goods and services.
Analysing the findings, James Fergusson, Global Technology Sector Head at TNS, said: “Mobile finance technologies have the tremendous capacity to be transformational in rapid growth markets, empowering consumers by giving them greater access to financial services.
“The necessity, marked interest and the blossoming mobile finance infrastructure means that countries such as Brazil and China have the right ingredients to drive mobile finance growth, not just in their own markets, but globally as well.”
The research has been released as part of TNS Mobile Life, an annual report on mobile consumer usage, and reveals a wealth of opportunities for banks, retailers and mobile service providers to develop for existing and potential customers.
To view the percentage increase in mobile banking usage from 2010 to 2011 and read more on mobile banking, click here: http://www.adoimagazine.com/newhome/index.php?option=com_content&view=article&id=7007&catid=1&Itemid=5
• Mobile phones set to become the ‘virtual debit card’ in rapid growth markets where demand exceeds developed markets by 18%
Global use of ‘mobile finance’ surged in the past year as the spread of new technology and mobile banking infrastructure drove a huge increase in take-up rates around the world, new research from TNS, the world’s largest custom research company, reveals today.In countries as diverse as China, Brazil and Kenya the number of new users of mobile banking soared over 100% in 12 months, as banks leapfrogged traditional service models and moved directly to mobile. The increases were not restricted to emerging markets alone though: take-up rates also surged in the UK, USA, Singapore, South Korea and Sweden where banks offered customers new services via their mobile handset. For example, people can manage their money from the mobile phone handset, via SMS message or smartphone app, and check their balances, move money between accounts, pay bills and, increasingly, buy goods and services.
Analysing the findings, James Fergusson, Global Technology Sector Head at TNS, said: “Mobile finance technologies have the tremendous capacity to be transformational in rapid growth markets, empowering consumers by giving them greater access to financial services.
“The necessity, marked interest and the blossoming mobile finance infrastructure means that countries such as Brazil and China have the right ingredients to drive mobile finance growth, not just in their own markets, but globally as well.”
The research has been released as part of TNS Mobile Life, an annual report on mobile consumer usage, and reveals a wealth of opportunities for banks, retailers and mobile service providers to develop for existing and potential customers.
To view the percentage increase in mobile banking usage from 2010 to 2011 and read more on mobile banking, click here: http://www.adoimagazine.com/newhome/index.php?option=com_content&view=article&id=7007&catid=1&Itemid=5
Monday, May 9, 2011
Patting Down Baby at Airport
Yes, kid you not. TSA patting down baby. Maybe they think there is more that the usual in that diaper.
Wednesday, May 4, 2011
Reaching Your Members In The 21st Century
Reaching Your Members in The 21st Century
November 7 - 10, 2011
Riviera Resort
Palm Springs, California
Does this sound like you? Day after day, it seems that you’re merely going through the motions reaching out to your members. Maybe it has even gotten so bad that you are beginning to think a mildly-skilled monkey could adequately perform your duties. We’re here to tell you that we’ve all been there and it’s not a fun place to be!
While your perception is valid, the reality is YOU ARE TERRIFIC AT YOUR JOB! I’m certain that no matter how skilled this monkey may be, you have forgotten more than that primate could ever learn about your job. The issue here isn’t your ability to do the tasks necessary to function in your role; it’s your level of excitement about doing them!
So the question is: how can you revive the passion for your work? There are quite a few ways. You could take a course related to your job, attend a credit union networking group with other like-minded professionals in your field, you could find out more about the movers and shakers in the credit union movement and try to model their behavior.
These ideas are all good, but the problem is that they are extremely time-consuming. Courses can take months to complete and then, of course, there’s the homework involved. Networking groups are usually a great idea but it may be difficult to find a credit union one that’s industry-specific in your area. Meeting the “who’s who” of your profession is always an option, although most people aren’t just going to be able to pick up the phone and call the top people in their field — it just isn’t done.
Attend a conference!
At these events, you’ll participate in break-out sessions specifically designed to stimulate your personal and professional growth. They will help you increase your ability to step up as a leader, influence others through powerful communication skills and develop a personal brand that is distinctly your own while vastly improve your chances for success.
Best yet, you’ll have the opportunity to meet other Credit Union execs in your field. You’ll get to ask them what keeps them motivated and rejuvenated on the job. Through them, you’ll glean valuable insight on their journey to the top. The conference is your golden opportunity to cultivate relationships with these Credit Union superstars – what could be more motivating than that?
Attending a conference is one of the most exciting, accessible opportunities for breathing new life into a job that’s beginning to feel dull and mundane. You can be assured you will arrive at the conference with a job, but leave with a refreshed outlook and a vibrant career.
The speakers are being lined up, the hotel is booked. Mark your calendar for:
Reaching Your Members in The 21st Century
November 7 - 10, 2011
Riviera Resort
Palm Springs, California
Presented by:
CU Conferences
William Rogers & Associates
http://www.cuconferences.com
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